What Are Discount Dental Services and Are They a Good Way to Save Money?

Too many people neglect their dental care and put off a trip to the dentist for a number of different reasons. One of the biggest reasons is because of the cost involved. A lot of people don’t have any kind of dental coverage and paying for services 100% out of pocket is very expensive. In this article we’re going to discuss exactly what a discount dental plan is, what is covered, and how it can save you money.

Discount dental services are not insurance by definition. They’re more like a discount membership plan. You pay your monthly membership fees and you are given a card that you can present to your dentist for reduced rates on various services and procedures. These types of plans provide discounts on just about every conceivable service a dentist will offer from routine cleanings to root canals and some plans will even provide reduced rates for cosmetic procedures.

These types of plans can save you a substantial amount of money because they allow you to get discounts of up to 60% or more on the dental procedures you might need. Plans are available for less than $7 per month for an individual and less than $11 per month for families. This is substantially less than a typical insurance policy would cost. If you do happen to have dental insurance provided by your employer you may be able to use a discount membership along with your insurance for additional savings.

Dental memberships have a number of other advantages over a traditional insurance plan. There is no waiting period so once you sign up you can visit the dentist immediately. No one is denied acceptance into the plan so even if you have pre-existing conditions you can sign up, visit the dentist, and get the care you need at a reduced price. There are no complicated claims forms to fill out. One of the biggest benefits is that there are no coverage limits. Many insurance policies will have a limit of $1500 and if you require additional services after your insurance provider has paid out this sum they will not pay anymore and you would be responsible to pay for any additional services 100% out of pocket. This is not the case with discount dental service plans. With these types of memberships you can get the same reduced rates no matter how many procedures you need.

Dental care can be very expensive but it is also very important to make sure you don’t neglect your teeth. There are affordable options out there to people that do not have a benefits package through their employer that would pay for dental care. As you can see there are a lot of benefits to discount dental plans and if you need an affordable way to get your family proper dental care you may want to look into these types of memberships.

Dental Service Plan – Get the Best Plan and the Best Rate

Looking for a dental service plan? Want to get the best plan with the best rate? Here’s how to find it.

Dental Service Plan

Dental service plans, also known as discount dental plans, are an inexpensive alternative to costly and restrictive dental insurance.

Dental service plans save you money on dental care. You get 10% to 60% discounts on dental procedures including exams, cleanings, fillings, crowns, extractions, root canals, bridges, braces, dentures, and periodontal and cosmetic dentistry.

You can choose from 32 regional and nationwide networks with more than 100,000 participating dentists and dental specialists.

Dental Service Plan Highlights

* You get immediate coverage. There are no waiting periods as there are with dental insurance.

* Premiums are cheap, with individual plans starting at $79.95 a year – less than $7 a month.

* There are no exclusions for preexisting conditions or health restrictions like there are with dental insurance.

* There are no deductibles or coinsurances to pay.

* You get unlimited benefits. There are no annual maximums like there are with dental insurance.

* There are no lengthy forms to fill out or paperwork hassles to deal with.

* You can see a dental specialist without having to get a referral.

Where to Get the Best Rates

The best way to get the best dental service plan and the best rate is to go to a dental comparison website where you can compare the rates and benefits of a number of different plans. If you like a particular plan you can sign up online.

The better comparison sites offer a toll-free telephone service where you can talk with a dental plan specialist and get answers to any questions you may have. (See link below.)